01
BTC stays on Bitcoin
Your BTC is not wrapped or bridged to another chain.
00.Make Bitcoin useful
Put your Bitcoin to work.
Yield lets you put Bitcoin to work without wrapping it or moving it to another chain. Send BTC to a Bitcoin address, get a Yield account, and choose what you want to do next.
User yield
Paid in BTC
Where BTC stays
Bitcoin
What you get
A Yield account
First use
Earn with BTC
01.The problem
0
Bad choices today.
Centralized lender or wrapped BTC.
It is still hard to earn with Bitcoin safely.
Most Bitcoin just sits there. If you want to earn on it, the usual choices are uncomfortable: hand it to a company, or turn it into a wrapped token somewhere else.
Yield is meant to feel simpler. Your BTC stays tied to Bitcoin, and the app shows what it is doing, where it is earning, and how much you have earned.
$1.9T+
Bitcoin market cap
Millions
Long-term holders
$30B+
Historic BTC lending demand
Missing
A simple Bitcoin account
02.How it works
Your Bitcoin gets a simple account.
Three steps. BTC stays on Bitcoin. You choose what to do with it.
Ledger · Bitcoin MainnetBlock 874,201
State Trace
Bitcoin wallet
Bitcoin address
No wrapped BTC
03.The idea
One account for your Bitcoin.
Your BTC stays on Bitcoin. Yield gives you a clear place to manage it.
01
BTC stays on Bitcoin
You do not need wrapped BTC or another chain to use Yield.
No wrapped BTC.
02
Yield shows the account
The app keeps track of your balance, earnings, and choices.
Simple account view.
03
Choose a use
Earn comes first. Trade and Borrow can use the same account later.
Earn, trade, borrow.
04.Ways to earn
Your BTC earns when
someone pays to use it.
| Use | APY | Why it pays | You earn | In use | Status | |
|---|---|---|---|---|---|---|
| BTC Lending | 3.80% | Borrower pays interest | BTC | 75% | V1 | → |
| Covered Calls & Vaults | Preview | Option buyers pay | BTC | 0% | Next | → |
| Trading Liquidity | Preview | Trading fees | BTC | 0% | Future | → |
05.BTC earnings calculator
Project BTC-denominated yield.
Illustrative. Bitcoin @ $100k
Yield depends on real BTC demand.
Yield depends on real BTC demand.
min 0.01 BTC · max 100 BTC
₿≈ $100,000
Way to earn
Annual BTC earned · BTC Lending
+₿ 0.0380
≈ +$3,800
Principal + BTC yield
₿ 1.0380
$103,800
Monthly sats earned
316,667 sats
₿ 0.00316667
Why it pays
Borrower pays interest
Estimated APY
3.80%
Rates are examples. Yield is not guaranteed. If there is not enough real demand, BTC should sit idle instead of chasing unclear risk.
06.Proof
See what is happening.
The app should make the important things obvious: where your BTC is, what it is doing, and what you have earned.
02
No unilateral control
The goal is to avoid one company having unchecked control over user BTC.
03
Clear account view
You can see your BTC balance, what it is doing, and what it has earned.
04
Emergency recovery
If something goes wrong, users should be able to understand how BTC can be returned.
07.Roadmap
Earn first. More uses later.
Start with a simple Bitcoin earning account, then add more choices.
Phase 1
Earn with BTC
People who need BTC borrow it and pay interest. BTC holders earn that interest.
Phase 2
Covered Calls & Vaults
More ways to earn from the same Yield account.
Phase 3
Trading Liquidity
The same account can eventually support trading markets and earn from fees.
08.Backed by
Backed by defy.
defy
Lead
09.Team
Small team. Bitcoin-first roadmap.
Founder-led.
Niko Hosn
Founder
Building Yield for Bitcoin holders.
10.FAQ
What Bitcoin holders ask first.
The primitive is simple: BTC stays on Bitcoin, and Yield shows the account.
Enter appYield is a simple account for putting Bitcoin to work. You add BTC, keep it tied to Bitcoin, and choose whether you want to earn, trade, or borrow.
You get a Yield account that shows your BTC balance, where it is being used, and what it has earned. Think of it like a dashboard for your Bitcoin.
Your BTC stays tied to Bitcoin. Yield is not asking you to wrap it or move it to Ethereum.
The goal is no. Yield is designed so the app can help manage the account without one company having unchecked control over user BTC.
Yield comes from someone paying to use BTC. First, that means borrowers pay interest to borrow BTC. Later, trading and options can create other ways to earn.
Sometimes people need BTC for a short time, not forever. A trader, miner, or fund may need BTC for hedging, settlement, or market making.
Borrowers should put up collateral before borrowing BTC. If they do not repay, that collateral is there to protect lenders.
No. Yield is not an Ethereum product and does not require wrapped BTC.
Because the important promise is that BTC stays tied to Bitcoin. Bitcoin-native contracts are one way to make the rules for deposits, withdrawals, and recovery clearer.
No. Yield depends on real demand. If no one is paying to use BTC, the better answer is to leave BTC idle instead of chasing unclear risk.
11.Yield waitlist
Know when Yield opens.
Yield is in demo mode. Leave your email for updates on earning with BTC, trading, and borrowing.
Demo
Live now
V1
BTC lending
BTC
User earns